Topic: DCF: Specific applications

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FM – Nov 2020 – L2 – Q4a – DCF: Specific applications

Determine the optimal replacement cycle length for the machine using the equivalent annual cost method at Rock Beverages Ltd (RBL)

a) Rock Beverages Ltd (RBL) is a producer of fresh fruit juice. RBL operates a fruit juice extracting machine, which costs GH¢150,000 to purchase and GH¢10,000 to install. The efficiency of the machine reduces over time. Consequently, the costs associated with its use increase over time. Two costs that are influenced by the level of efficiency of the machine are operational costs and maintenance costs. Operational costs are estimated to be GH¢30,000 during the first year of the machine’s use; GH¢35,000 during its second year; and GH¢40,000 during its third year. Maintenance costs are estimated to be GH¢11,000 during the first year of the machine’s use; GH¢13,000 during its second year; and GH¢15,000 during its third year. The resale value of the machine is GH¢40,000 at the end of the first year of use; GH¢35,000 at the end of the second year of use; and GH¢28,000 at the end of the third year of use. RBL’s cost of capital is 18%.

Required:

Determine the optimal replacement cycle length for the machine using the equivalent annual cost method. (10 marks)

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FM – Nov 2020 – L2 – Q3a – DCF: Specific applications | Discounted cash flow

Calculate the present value of payments under cash and credit purchase options, and recommend the better option.

The directors of PDS Foods Ltd (PDS) are considering two payment options for the purchase of a new cereal processing plant:

Option 1: Cash purchase option
This option requires immediate payment of the full price of the plant. If PDS chooses this option, it will pay the cash price of GH¢800,379 today. PDS plans to raise the required amount by borrowing from a bank. Conso Bank Ghana has offered to lend the cash price to PDS at an annual interest rate of 15% with monthly compounding. The loan, interest, and other charges are to be amortized by even instalments of GH¢27,952.26 each made at the end of each month over the next three years.

Option 2: Credit purchase plan
Under this option, the vendor requires an immediate down payment followed by a series of even payments. If PDS chooses this option, it will be required to pay GH¢50,000 today. This will be followed by the payment of GH¢116,100 at the end of each quarter over the next two years. The interest rate implicit in this credit purchase plan is 20% per annum.

Required:

i) Find the present value of all the payments under the cash purchase option. (5 marks)
ii) Find the present value of all the payments under the credit purchase option. (4 marks)
iii) Which of the two options do you recommend to the company? Explain. (1 mark)

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FM – Nov 2020 – L2 – Q4a – DCF: Specific applications

Determine the optimal replacement cycle length for the machine using the equivalent annual cost method at Rock Beverages Ltd (RBL)

a) Rock Beverages Ltd (RBL) is a producer of fresh fruit juice. RBL operates a fruit juice extracting machine, which costs GH¢150,000 to purchase and GH¢10,000 to install. The efficiency of the machine reduces over time. Consequently, the costs associated with its use increase over time. Two costs that are influenced by the level of efficiency of the machine are operational costs and maintenance costs. Operational costs are estimated to be GH¢30,000 during the first year of the machine’s use; GH¢35,000 during its second year; and GH¢40,000 during its third year. Maintenance costs are estimated to be GH¢11,000 during the first year of the machine’s use; GH¢13,000 during its second year; and GH¢15,000 during its third year. The resale value of the machine is GH¢40,000 at the end of the first year of use; GH¢35,000 at the end of the second year of use; and GH¢28,000 at the end of the third year of use. RBL’s cost of capital is 18%.

Required:

Determine the optimal replacement cycle length for the machine using the equivalent annual cost method. (10 marks)

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FM – Nov 2020 – L2 – Q3a – DCF: Specific applications | Discounted cash flow

Calculate the present value of payments under cash and credit purchase options, and recommend the better option.

The directors of PDS Foods Ltd (PDS) are considering two payment options for the purchase of a new cereal processing plant:

Option 1: Cash purchase option
This option requires immediate payment of the full price of the plant. If PDS chooses this option, it will pay the cash price of GH¢800,379 today. PDS plans to raise the required amount by borrowing from a bank. Conso Bank Ghana has offered to lend the cash price to PDS at an annual interest rate of 15% with monthly compounding. The loan, interest, and other charges are to be amortized by even instalments of GH¢27,952.26 each made at the end of each month over the next three years.

Option 2: Credit purchase plan
Under this option, the vendor requires an immediate down payment followed by a series of even payments. If PDS chooses this option, it will be required to pay GH¢50,000 today. This will be followed by the payment of GH¢116,100 at the end of each quarter over the next two years. The interest rate implicit in this credit purchase plan is 20% per annum.

Required:

i) Find the present value of all the payments under the cash purchase option. (5 marks)
ii) Find the present value of all the payments under the credit purchase option. (4 marks)
iii) Which of the two options do you recommend to the company? Explain. (1 mark)

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